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Impacts of household credit on education and healthcare spending by the poor in peri-urban areas in Vietnam

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dc.contributor.author Doan, Tinh Thanh
dc.contributor.author Gibson, John
dc.contributor.author Holmes, Mark J.
dc.date.accessioned 2012-10-10T02:51:17Z
dc.date.available 2012-10-10T02:51:17Z
dc.date.issued 2011-06
dc.identifier.citation Doan, T,T., Gibson, J. & Holmes, M.J. (2011). Impacts of household credit on education and healthcare spending by the poor in peri-urban areas in Vietnam. (Department of Economics Working Paper Series, Number 06/11). Hamilton, New Zealand: University of Waikato. en_NZ
dc.identifier.uri http://hdl.handle.net/10289/6705
dc.description.abstract There is debate about whether microfinance has positive impacts on education and health for borrowing households in developing countries. To provide evidence for this debate we use a new survey designed to meet the conditions for propensity score matching (PSM) and examine the impact of household credit on education and healthcare spending by the poor in peri-urban areas of Ho Chi Minh City, Vietnam. In addition to matching statistically identical non-borrowers with borrowers, our estimates also control for household pre-treatment income and assets, which may be associated with unobservable factors affecting both credit participation and the outcomes of interest. The PSM estimates of binary treatment effect show significant and positive impacts of borrowing on education and healthcare spending. However, multiple ordered treatment effect estimates reveal that only formal credit has significant and positive impacts on education and healthcare spending, while informal credit has insignificant impacts on the spending. en_NZ
dc.format.mimetype application/pdf
dc.language.iso en
dc.publisher University of Waikato en_NZ
dc.relation.ispartofseries Department of Economics Working Paper Series
dc.rights ©2011 The Authors en_NZ
dc.subject Matching en_NZ
dc.subject education and healthcare spending en_NZ
dc.subject household credit en_NZ
dc.subject the poor en_NZ
dc.subject peri-urban en_NZ
dc.subject Vietnam en_NZ
dc.title Impacts of household credit on education and healthcare spending by the poor in peri-urban areas in Vietnam en_NZ
dc.type Working Paper en_NZ
uow.relation.series 06/11


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