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dc.contributor.authorDoan, Tinh Thanh
dc.contributor.authorGibson, John
dc.contributor.authorHolmes, Mark J.
dc.date.accessioned2012-10-10T02:51:17Z
dc.date.available2012-10-10T02:51:17Z
dc.date.issued2011-06
dc.identifier.citationDoan, T,T., Gibson, J. & Holmes, M.J. (2011). Impacts of household credit on education and healthcare spending by the poor in peri-urban areas in Vietnam. (Department of Economics Working Paper Series, Number 06/11). Hamilton, New Zealand: University of Waikato.en_NZ
dc.identifier.urihttp://hdl.handle.net/10289/6705
dc.description.abstractThere is debate about whether microfinance has positive impacts on education and health for borrowing households in developing countries. To provide evidence for this debate we use a new survey designed to meet the conditions for propensity score matching (PSM) and examine the impact of household credit on education and healthcare spending by the poor in peri-urban areas of Ho Chi Minh City, Vietnam. In addition to matching statistically identical non-borrowers with borrowers, our estimates also control for household pre-treatment income and assets, which may be associated with unobservable factors affecting both credit participation and the outcomes of interest. The PSM estimates of binary treatment effect show significant and positive impacts of borrowing on education and healthcare spending. However, multiple ordered treatment effect estimates reveal that only formal credit has significant and positive impacts on education and healthcare spending, while informal credit has insignificant impacts on the spending.en_NZ
dc.format.mimetypeapplication/pdf
dc.language.isoen
dc.publisherUniversity of Waikatoen_NZ
dc.relation.ispartofseriesDepartment of Economics Working Paper Series
dc.rights©2011 The Authorsen_NZ
dc.subjectMatchingen_NZ
dc.subjecteducation and healthcare spendingen_NZ
dc.subjecthousehold crediten_NZ
dc.subjectthe pooren_NZ
dc.subjectperi-urbanen_NZ
dc.subjectVietnamen_NZ
dc.titleImpacts of household credit on education and healthcare spending by the poor in peri-urban areas in Vietnamen_NZ
dc.typeWorking Paperen_NZ
uow.relation.series06/11


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