This research contributes to our knowledge of retirement provision by clarifying the obstacles that women face in relation to old age provision. By using multivariate analysis and therefore by controlling for confounding effects, this study has isolated the particular influence of important socio-economic factors. Through continued participation in the labour market, despite their childbearing roles, and the goal of enhancing the quality of their employment, women have an opportunity to strengthen their ability to provide sufficiently themselves for their own old age but this is still even today not a certainty or a source of unlimited support.