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      Household credit to the poor and its impact on child schooling in peri-urban areas, Vietnam

      Doan, Tinh Thanh; Gibson, John; Holmes, Mark J.
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      Doan, T.T., Gibson, J. & Holmes, M.J. (2011). Household credit to the poor and its impact on child schooling in peri-urban areas, Vietnam. (Department of Economics Working Paper Series, Number 10/11). Hamilton, New Zealand: University of Waikato.
      Permanent Research Commons link: https://hdl.handle.net/10289/6702
      Abstract
      This paper uses a novelty dataset of poor households in peri-urban areas in Vietnam to estimate impacts of small loans on child schooling. The Probit and Negative Binomial model estimates roughly indicate no strong evidence of the effect, especially of informal credit. Formal credit is likely to have positive impacts on child schooling, but its effect is not strong enough to be conclusive. The paper suggests that to obtain the target of sustainable poverty reduction, easing access to formal credit sources as well as exempting tuition and other school fees are necessary to keep poor children at schools longer.
      Date
      2011-06
      Type
      Working Paper
      Series
      Department of Economics Working Paper Series
      Report No.
      10/11
      Publisher
      University of Waikato
      Rights
      ©2011 The Authors
      Collections
      • Management Papers [1135]
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