Akram, Raja NaeemMarkantonakis, K2014-12-1620132014-12-162013Akram, R. N., & Markantonakis, K. (2013). Smart cards: State-of-the-art to future directions. In 2013 IEEE International Symposium on Signal Processing and Information Technology(ISSPIT) (pp. 000154–000162). Washington, DC, USA: IEEE. http://doi.org/10.1109/ISSPIT.2013.6781871https://hdl.handle.net/10289/8981The evolution of smart card technology provides an interesting case study of the relationship and interactions between security and business requirements. This paper maps out the milestones for smart card technology, discussing at each step the opportunities and challenges. The paper reviews recently proposed innovative ownership/management models and the security challenges associated with them. The paper concludes with a discussion of possible future directions for the technology, and the challenges these present.000154 - 000162application/pdfenThis is an author’s accepted version of an paper published in the Proceedings of 2013 IEEE International Symposium on Signal Processing and Information Technology (ISSPIT). ©2013 IEEE. Personal use of this material is permitted. However, permission to reprint/republish this material for advertising or promotional purposes or for creating new collective works for resale or redistribution to servers or lists, or to reuse any copyrighted component of this work in other works must be obtained from the IEEE.security of datasmart cardsbusiness requirementsownership-management modelssecurity challengessecurity requirementssmart card technologyHardwareIndustriesJavaMobile handsetsOperating systemsSecuritySmart cardsConsumer-CentricGlobalPlatformIssuer CentricJava CardMultosSmart CardUser CentricSmart cards: State-of-the-art to future directionsConference Contribution10.1109/ISSPIT.2013.6781871