Corruption, Gender and Credit Constraints: Evidence from South Asian SMEs

dc.contributor.authorWellalage, Nirosha Hewaen_NZ
dc.contributor.authorLocke, Sen_NZ
dc.contributor.authorSamujh, Hen_NZ
dc.date.accessioned2023-01-11T20:58:23Z
dc.date.available2023-01-11T20:58:23Z
dc.date.issued2019-09-01en_NZ
dc.description.abstractThis paper provides analyses of the effect of corruption in South Asia on (1) credit access for small- and medium-size enterprises (SMEs), and (2) credit constraints faced by female-owned and male-owned SMEs. By addressing potential endogeneity and reverse causality of corruption and credit constraints via instrumental variables, this study reports that corruption has a detrimental effect on credit access. Specifically, corruption increases the probability of SMEs credit constraints by 7.63%. However, gender differences emerge, indicating that bribery is slightly more effective when used by female SME owners. When male-owned SMEs pay bribes, they are on average 0.61% more credit-constrained than their counterparts. For female-owned SMEs paying bribes, they are on average 0.78% more likely to be less credit-constrained compared to female SME owners who do not pay bribes. Overall, bribery is not very effective in achieving the desired outcome and attitudes towards bribery as unethical may be more a question of culture than of gender
dc.format.mimetypeapplication/pdf
dc.identifier.doi10.1007/s10551-018-3793-6en_NZ
dc.identifier.eissn1573-0697en_NZ
dc.identifier.issn0167-4544en_NZ
dc.identifier.urihttps://hdl.handle.net/10289/15420
dc.language.isoenen_NZ
dc.publisherSPRINGERen_NZ
dc.relation.isPartOfJOURNAL OF BUSINESS ETHICSen_NZ
dc.rightsThis is an author’s accepted version of an article published in the Journal of Business Ethics. © 2019 Springer
dc.subjectSocial Sciencesen_NZ
dc.subjectBusinessen_NZ
dc.subjectEthicsen_NZ
dc.subjectBusiness & Economicsen_NZ
dc.subjectSocial Sciences - Other Topicsen_NZ
dc.subjectGenderen_NZ
dc.subjectCorruptionen_NZ
dc.subjectBribesen_NZ
dc.subjectSMEen_NZ
dc.subjectCredit accessen_NZ
dc.subjectSouth Asiaen_NZ
dc.subjectFIRM-LEVEL EVIDENCEen_NZ
dc.subjectFINANCIAL CONSTRAINTSen_NZ
dc.subjectBANK COMPETITIONen_NZ
dc.subjectPOOR COUNTRIESen_NZ
dc.subjectFAIRER SEXen_NZ
dc.subjectBUSINESSen_NZ
dc.subjectWOMENen_NZ
dc.subjectACCESSen_NZ
dc.subjectDISCRIMINATIONen_NZ
dc.subjectENTREPRENEURSen_NZ
dc.titleCorruption, Gender and Credit Constraints: Evidence from South Asian SMEsen_NZ
dc.typeJournal Article
pubs.begin-page267
pubs.elements-id218434
pubs.end-page280
pubs.issue1en_NZ
pubs.organisational-group/Waikato
pubs.organisational-group/Waikato/2026 PBRF
pubs.organisational-group/Waikato/DMGT
pubs.organisational-group/Waikato/DMGT/2026 PBRF - DMGT
pubs.organisational-group/Waikato/DMGT/SAEF
pubs.organisational-group/Waikato/DMGT/SAEF/2026 PBRF - SAEF
pubs.organisational-group/Waikato/DMGT/SAEF/SAEF Academic
pubs.publication-statusPublisheden_NZ
pubs.user.infoHewa Wellalage, Nirosha (nirosha.hewawellalage@waikato.ac.nz)
pubs.volume159en_NZ
uow.verification.statusverified
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