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dc.contributor.authorO'Hare, Paulen_NZ
dc.contributor.authorWhite, Iainen_NZ
dc.contributor.authorConnelly, Angelaen_NZ
dc.date.accessioned2020-10-18T22:30:55Z
dc.date.available2020-10-18T22:30:55Z
dc.date.issued2016en_NZ
dc.identifier.citationO’Hare, P., White, I., & Connelly, A. (2016). Insurance as maladaptation: Resilience and the "business as usual’ paradox. Environment and Planning C: Politics and Space, 34(6), 1175–1193. https://doi.org/10.1177/0263774X15602022en
dc.identifier.issn0263-774Xen_NZ
dc.identifier.urihttps://hdl.handle.net/10289/13906
dc.description.abstractInsurance and compensation are cited as critical elements of resilience to natural and non-natural hazards alike. As a strategy of risk management, it emphasises peace of mind, financial recompense and the swift restoration of a ‘business as usual’ status for civil, social and commercial life. Yet despite the contribution of insurance to risk management, the synergies with progressive or adaptive articulations of resilience are not sufficiently explicated. This paper explores the fundamental contradictions of insurance as a form of resilience through a study of flood risk management. It demonstrates how insurance regimes serve to structurally embed risky behaviour and inhibit change after detrimental events. As such, transformative interpretations of resilience conflict with the long-standing principles and operational norms of insurance that privilege normality. The paper concludes that, despite its currency within resilience discourses, insurance is maladaptive and that insurance regimes reinforce exposure and vulnerability through underwriting a return to the ‘status-quo’ rather than enabling adaptive behaviour.
dc.format.mimetypeapplication/pdf
dc.language.isoenen_NZ
dc.publisherSage Publications Ltden_NZ
dc.rightsThis is an author’s accepted version of an article published in the journal: Environment and Planning C: Government and Policy. © 2015 the authors.
dc.subjectScience & Technologyen_NZ
dc.subjectSocial Sciencesen_NZ
dc.subjectLife Sciences & Biomedicineen_NZ
dc.subjectEnvironmental Studiesen_NZ
dc.subjectPublic Administrationen_NZ
dc.subjectEnvironmental Sciences & Ecologyen_NZ
dc.subjectResilienceen_NZ
dc.subjectadaptationen_NZ
dc.subjectinsuranceen_NZ
dc.subjectflood risk managementen_NZ
dc.subjectclimate changeen_NZ
dc.subjectFLOOD-RISK-MANAGEMENTen_NZ
dc.subjectSOCIAL-ECOLOGICAL RESILIENCEen_NZ
dc.subjectCLIMATE-CHANGEen_NZ
dc.subjectPOLITICSen_NZ
dc.subjectPOLICYen_NZ
dc.subjectMITIGATIONen_NZ
dc.subjectGOVERNMENTen_NZ
dc.subjectENGLANDen_NZ
dc.subjectUKen_NZ
dc.subjectNEOLIBERALISMen_NZ
dc.titleInsurance as maladaptation: Resilience and the "business as usual' paradoxen_NZ
dc.typeJournal Article
dc.identifier.doi10.1177/0263774X15602022en_NZ
dc.relation.isPartOfEnvironment and Planning C: Politics and Spaceen_NZ
pubs.begin-page1175
pubs.elements-id132855
pubs.end-page1193
pubs.issue6en_NZ
pubs.publication-statusPublisheden_NZ
pubs.volume34en_NZ
dc.identifier.eissn1472-3425en_NZ


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